Form reference/Workers' Compensation (WC)

WC 00 03 13

Waiver of Our Right to Recover from Others Endorsement

Workers' Compensation (WC)Waiver of subrogationCoverage-critical

What this form does

WC 00 03 13 is a Workers' Compensation (WC) form: Waiver of Our Right to Recover from Others Endorsement. This is a plain-English summary of the form's purpose, not its filed text — the copyrighted ISO/AAIS/NCCI wording lives in the policy document itself, and remains your source for the exact terms.

Why it matters at renewal

A waiver of subrogation is usually required by a signed contract. If a renewal drops it, the insured can fall out of contract compliance without ever seeing a change on the dec page — so this endorsement is checked for presence, and, if scheduled, for the right named parties.

How BindCheck handles it

BindCheck reads the form schedule on both the prior policy and the renewal and compares them by number and edition date. If WC 00 03 13 was present last term and is missing this term — or its edition changed — it surfaces as a finding in your checklist, flagged high-priority because this form is coverage-critical. Standard forms like this one are diffed deterministically; anything manuscript or non-standard is flagged for your human review rather than guessed.

See whether WC 00 03 13 carried forward on your renewal

Upload the prior policy and the renewal and BindCheck returns every form, limit and endorsement that changed — in about a minute. Your first check is free.

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