Form reference/Commercial Property (CP)
CP 04 05
Ordinance or Law Coverage
What this form does
CP 04 05 is a Commercial Property (CP) form: Ordinance or Law Coverage. This is a plain-English summary of the form's purpose, not its filed text — the copyrighted ISO/AAIS/NCCI wording lives in the policy document itself, and remains your source for the exact terms.
Why it matters at renewal
This form is coverage-critical: its removal or downgrade at renewal is a real errors-and-omissions exposure, so a change to it should surface as a high-priority finding rather than pass silently.
How BindCheck handles it
BindCheck reads the form schedule on both the prior policy and the renewal and compares them by number and edition date. If CP 04 05 was present last term and is missing this term — or its edition changed — it surfaces as a finding in your checklist, flagged high-priority because this form is coverage-critical. Standard forms like this one are diffed deterministically; anything manuscript or non-standard is flagged for your human review rather than guessed.
See whether CP 04 05 carried forward on your renewal
Upload the prior policy and the renewal and BindCheck returns every form, limit and endorsement that changed — in about a minute. Your first check is free.